# NakoPay > Non-custodial crypto payment gateway. Accept Bitcoin, Lightning, and altcoins > directly to your wallet. No KYC, no chargebacks, 1% flat fee. NakoPay is a developer-first crypto payment platform built for merchants, creators, and SaaS businesses who want full custody of their funds. Funds settle directly to wallets the merchant controls - NakoPay never touches keys. ## Core docs - [Getting started](https://nakopay.com/docs): Set up your first invoice in 2 minutes. - [API reference](https://nakopay.com/docs/api-reference): Full REST API documentation. - [Authentication](https://nakopay.com/docs/authentication): API keys, signing, scopes. - [Webhooks](https://nakopay.com/docs/webhooks): HMAC-signed event notifications. - [Errors](https://nakopay.com/docs/errors): Error codes and recovery patterns. ## SDKs - [Node.js SDK](https://nakopay.com/docs/sdk/node) - [Python SDK](https://nakopay.com/docs/sdk/python) - [PHP SDK](https://nakopay.com/docs/sdk/php) - [React SDK](https://nakopay.com/docs/sdk/react) ## Marketing - [Pricing](https://nakopay.com/pricing): 1% flat, first 10 invoices free, no monthly fees. - [For merchants](https://nakopay.com/merchants): E-commerce + SaaS use cases. - [For creators](https://nakopay.com/creators): Tip jars, subscriptions, stream alerts. - [Integrations](https://nakopay.com/integrations): WooCommerce, Shopify, Ghost, and more. - [About](https://nakopay.com/about): Team, mission, etymology. - [FAQ](https://nakopay.com/faq): Common questions. ## Optional - [Comparisons](https://nakopay.com/vs-bitpay): Side-by-side with BitPay, Coinbase Commerce, OpenNode, BTCPay, Patreon, etc. - [Changelog](https://nakopay.com/changelog): Product updates. - [Status](https://nakopay.com/status): System status.